Ferrari Lending is a Florida based mortgage brokerage and financial services firm specializing in residential mortgage lending, investment property financing, home equity solutions, real estate guidance, and insurance planning. Founded by Alexandre Ferrari, Ferrari Lending serves homebuyers, homeowners, real estate investors, self employed borrowers, foreign nationals, and international clients seeking strategic financing solutions across Florida and multiple states nationwide.
Based in Boca Raton, Florida, Ferrari Lending provides personalized mortgage and insurance guidance with a focus on Home Equity Lines of Credit in Florida, DSCR loans for real estate investors in more than 45 states, conventional mortgages, FHA loans, VA loans, reverse mortgages, foreign national loans, ITIN loans, bank statement loans, 1099 loans, and asset based lending solutions. The company also offers life insurance, annuities, mortgage protection insurance, and health insurance solutions in Florida to help clients protect assets, manage risk, and support long term financial stability.
Ferrari Lending works with a broad range of borrowers, including first time buyers, seasoned investors, self employed business owners, retirees, international buyers, and clients who do not fit traditional agency underwriting guidelines. The company’s advisory approach centers on loan structuring, borrower qualification strategy, cash flow analysis, equity planning, refinance opportunities, and alternative documentation mortgage solutions designed to align financing with each client’s financial goals.
For real estate investors, Ferrari Lending offers DSCR loans for rental property financing, allowing borrowers to qualify based primarily on the income generated by the property rather than personal tax returns. This makes Ferrari Lending a strong fit for investors acquiring or refinancing single family rental properties, short term rentals, 2 to 4 unit properties, condos, and other non owner occupied residential investment properties. The company also helps investors evaluate leverage, cash flow, debt service coverage, reserves, and exit strategies when structuring investment property loans.
For Florida homeowners, Ferrari Lending provides HELOC solutions for primary residences, second homes, and investment properties, helping clients access equity for debt consolidation, renovations, liquidity, business purposes, emergency reserves, or additional real estate acquisitions. The firm understands that equity is a strategic asset and works with clients to evaluate whether a HELOC, cash out refinance, reverse mortgage, or other financing structure is the better fit based on rates, loan purpose, property type, and long term planning objectives.
Ferrari Lending also serves foreign national borrowers and ITIN clients who need financing for U.S. real estate purchases or investment properties. These programs are designed for borrowers who may have nontraditional income documentation, foreign sourced assets, or international credit profiles. In addition, the company assists self employed borrowers through bank statement and alternative documentation programs when tax returns do not accurately reflect true cash flow.
In addition to lending, Ferrari Lending supports clients with insurance and retirement planning solutions, including term life insurance, permanent life insurance, fixed and indexed annuities, mortgage protection coverage, and health insurance options in Florida. This integrated approach allows clients to address financing, protection, and long term planning in one place rather than treating mortgage and insurance decisions as separate silos.
Ferrari Lending is committed to professionalism, transparency, compliance, and practical execution. Clients work directly with an experienced licensed mortgage and insurance professional who understands the operational realities of underwriting, credit, property cash flow, investor financing, and borrower positioning. The objective is simple: provide straightforward guidance, structure the transaction correctly from the outset, and help clients move forward with a financing and protection strategy that actually fits the deal.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
