At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results and can make your dream home a reality If the only thing standing between you and your home is the right loan Sam can make it happen. Every year more and more clients are turning to us to assist them in their mortgage needs Locally owned and operated since 1983we do business the old fashioned way with honesty, integrity, and complete professionalism with 100% customer satisfaction. Sam Calvano has closed over 8, 000 loans for satisfied clients. We have the ability to fulfill your financial request, as we match your long term financial goals with the right loan. Get the financing you need when you need it! Our staff will work with You to: •· Obtain the lowest rates available •· Provide one on one personal service •· Complete communication during the loan process •· Combine a common sense approach with state of the art mortgage technology. •· Provide the best financing and service for our customers. Sam Calvano Home Loans is located at 4683 Bonita road in the Vons shopping center her to assist you our office hours are Monday-Friday 830-6pm We are available after hours by appt we want to speak to you personally We can take your application over the phone or in person. I look forward to working with you!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154