Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real estate office in Bronxville. His goal was to provide true personal service and know-how, a real departure from the large, institutional corporate entities that are ubiquitous in today’s real estate industry.
To Joe, real estate is personal; it’s all about relationships and personal service. Clients are treated like valued members of his family. At Houlihan & O’Malley, clients receive an exceptional level of personal service from real estate agents who are knowledgeable, responsible, detail-oriented, and dedicated. We anticipate your needs, and respect your time. Excellence is our motto.
Joe comes from a long line of Realtors©. He can track his family’s involvement in real estate back to his great-grandparents, Daniel and Margaret Houlihan, immigrants from Ireland, who began buying and selling building lots in Manhattan and the Bronx in 1891.
Joe runs the residential real estate side of his business, while his brother and partner Dan handles the commercial property group. Joe’s sister, Liz Genovese (there are nine siblings), is in charge of commercial appraisals. His brother, Gerry, a former restaurateur, specializes in restaurant consulting and brokerage. And if that were not enough, one of Joe’s most seasoned agents, Pat Houlihan, is the wife of his cousin Jim Houlihan, who runs Houlihan Parnes, a real estate investment and service company headquartered in White Plains.
Houlihan & O’Malley agents have received numerous awards from the Hudson Gateway Association of Realtors (formerly the Westchester Putnam Association of Realtors) for outstanding performance. All Houlihan & O’Malley salespersons are members of the Hudson Gateway Association of Realtors, the New York State Association of Realtors, and the National Association of Realtors. We also believe in giving back, and support many worthwhile community organizations and charities.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154