I run my business differently than most mortgage brokers. I believe strongly in a personal connection with my clients. I want to meet them, understand them and partner with them to help them achieve their goals. While I can't say that I have met every single client over my 20+ years in the industry, I can tell you that I have personally met and shared stories with more than 90% of my client base. That personal connection is important to me.
When possible, I try to meet with every one of my clients at the time of application. There are so many new bank policies, new government regulation and new loan disclosures, that it's important to me that I be there to explain each and every form. I also attend most every single closing so I can ensure that the final documents are drawn correctly, to the terms you expect and be able to quickly solve problems if they arise. I have been told by many notaries that it's not usual for the mortgage broker to attend the closing. My answer is "How can I not attend the closing with my clients?".
I have surrounded myself with the the best support staff in the industry (escrow, title, processing, banking & Realtor's), so when you choose to work with me, you also get to work with the best experts in their respective fields. I am a team player.
Most important though is that I know how to close escrows and I close them on time.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154