Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization.
The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade, he transitioned into business process consulting where he saw the disconnect in how most mortgage companies operate. He found most mortgage companies function in a model where sales and operations have an adversarial at best relationship and where departments become wrapped up in process rather than the end goal.
All of us in the mortgage industry agree: closing on time is the main goal of any operation as it develops repeat clientele and makes the job of a loan officer much easier. Sonny designed our company culture and process to function with the end goal in mind—meeting our closing dates. Since the mortgage industry is unique, influenced by a number of factors outside our organization (regulation, etc.), our process is always evolving to accommodate those changes while keeping our eye on the goal. Everyone in the Victorian Family is tasked with being a problem solver, innovator and team player. Our loan officers rely on us to get to each closing on time as this is the main challenge in a successful loan transaction—our process creates stability, accountability and predictability so that our loan officers can sell with confidence and have a trusting relationship with their operations partners.
We are dedicated to providing a comprehensive and competitive real estate financing solution for each client. Each of our professionals has extensive experience and knowledge in all aspects of real estate financing, including mortgage refinance and current mortgage rates. We have the products, capabilities, and knowledge to understand your unique situation and customize your optimum financing solution.
As we move through the ever-changing atmosphere of the lending industry - we, here at Victorian Finance - pride ourselves on being an all-inclusive lender and provide abilities for a full service lending experience to all of our clients; from application to funding. We have many programs and affiliated sponsorship groups that can provide the best options for some of our most deserving consumers.
We provide the latest in technology to our clients to have full - hands-on access to their loan and its progress through the entire process. We take time to educate our clients and make them fully aware of the products they will be using for their purchase property, all of its variables and what to expect at Closing. Our clients take advantage of our full service abilities through our mobile app, giving them up-to-date information on their loan and where it is in the process; with push button ability to reach their dedicated loan officer and our staff at any time.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154