“Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night, Dwight had been in the military for 12 years when he decided to part ways with the Army due to injuries he had received over his years of service. Because he was passionate about the mortgage industry and wanted to continue to serve others, he decided to become a full time Loan Officer in 1997. Over the next 10 years, Dwight worked with a few different companies. Eventually, he decided to journey out on his own, and in 2013, he began operating under the name Osie, Inc, after his late grandmother. He started this operation with a small administrative staff, but growth found him quickly and he went on to hire several other brokers. Originally, this was a joint venture offering both real estate and mortgage services. After a few years, though, Dwight decided it was time to focus all of his attention on mortgage services and again branched out on his own. At this time, the business became Affinity Mortgage Brokers as we know it today. Dwight is now supported by a team of loan officers and a full in-house administrative staff who work hard to uphold his original vision. Read More About Our Team Here. Affinity Mortgage Brokers holds a unique outlook. We always put our client first, no matter what that means for our immediate bottom line. Dwight strongly believes that when clients realize who they are working with is trustworthy and dependable, it creates a stable future for a business. As such, our focus is always on doing the right thing. “We take care of our own” is Dwight’s personal motto, and while other businesses may believe that money is on the line, we believe relationships are. Start your loan application now to experience the Affinity difference.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154