Keystone Finance Inc

20231625005

110 16th Street Suite, Denver, CO, 80202  

Keystone Finance Inc.
Capital that moves at the speed of opportunity.

Good deals don't wait for bank committees. Keystone Finance is a private lender offering fast financing. We judge the asset and the plan, not just the paperwork.

  • Speed: Term sheets in 24-48 hours, closings in [14-30] days
  • Flexibility: Structures built around your deal
  • Certainty: In-house decisions, no re-trades

Send us your next deal and get a decision in days, not months.


About Keystone Finance Inc.


Keystone Finance is a private lender providing fast, asset-based financing to real estate investors, developers, and growth-stage businesses. We were built on a simple idea: good deals shouldn't die in bank committees. Traditional lenders judge the paperwork. We judge the asset, the plan, and the exit.


Core products

  • Bridge loans
  • Business loans
  • Construction and rehab
  • Fix-and-flip
  • Commercial and mixed-use

Loans range from $500’000 to $50,000,000+, up to 90% LTV/LTC.


Niche products

  • Workforce and affordable housing development financing
  • Business / Line of credit 
  • Modular and triplex construction loans
  • Land acquisition and entitlement loans
  • Ground-up multifamily construction
  • Cash-out refinance on stabilized rentals

If your deal doesn't fit a standard box, we structure around it.


Area of expertise
We specialize in the above-mentioned core product. Locally and international funding. Our strength is deals that banks decline or can't close on time: tight timelines, non-traditional borrowers, transitional assets, and complex capital stacks.


Experience
Our team has more than 30 years of combined experience in private lending, underwriting, and finance. We have funded 200+ loans totaling $420M+, with a 99.9% repayment rate. Every deal gets in-house underwriting, verified valuations, and due diligence on the borrower, intermediaries, and exit strategy.


Reputation
Borrowers and brokers return to us because we do what we say. We issue term sheets in 24-48 hours, close in as few as [7-30] days, and never re-trade at the closing table. 70% of our volume comes from repeat borrowers and referrals, and repeat clients get faster approvals and better pricing.


Awards and designations

  • "Best Private Lender" recognition, 2024
  • Memberships: local REIA, mortgage brokers association, chamber of commerce, 
  • Press features, Better Business Bureau rating, client reviews 99%

Why Keystone

  • Direct access to decision-makers, with no call centers
  • Clear pricing and no surprise fees
  • Flexible structures built around your project
  • Active loan monitoring and a partner who wants your next deal

Meet Harold, Loan Officer

I'm Harold, your direct line to Keystone Finance. I work with you from first call to closing: reviewing your deal, giving you straight answers, and getting you a term sheet fast.

  • Experience: 25 years in private lending / real estate finance, with 95% deals closed totaling $230M+
  • Expertise: Business, bridge, construction, workforce housing, commercial, line of credit
  • Recognition: Top-producer rankings, association roles

When you call, you reach me. Send me your next deal and get a decision in days, not months.


Harold Kent White JR
Loan Officer, Keystone Finance Inc.
 +1(303) 536-7080| info@keystonefinanceinc.com| www.keystonefinanceinc.com |


Lending territories:

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