Our story began in El Paso, TX when El Paso Employees Federal Credit Union opened its doors to the public for the first time in 1936. After serving the area for 75 years, the credit union decided to recreate its name and take on a more progressive approach towards modern-style banking. In 2012, El Paso Employees Federal Credit Union became evolve Federal Credit Union. We are a full-service credit union for anyone who lives, works, or worships in El Paso. With 4 branch locations conveniently located throughout the El Paso area, a full range of online services and our evolve FCU mobile banking app, we provide all of our members with a simple, easy, and fast way to bank. evolve FCU also represents the home to the only Patronage Dividend in El Paso!
evolve With Us
It is in our nature to evolve and thrive on innovation, compassion, and dedication! Our branches are designed to offer our members a friendly and memorable experience. We are proud to offer our members a wide array of services to keep them financially safe and secure at any time, from anywhere, through all electronic devices.
Our mission is to build member loyalty through service, trust, and value. Our vision is to become your financial institution of choice in El Paso.
Why Choose a Credit Union?
As a credit union, we focus on the needs of all our members instead of a limited number of stockholders. evolve FCU is a not-for-profit financial institution that is owned and run by its members. Our Board of Directors is democratically elected by the membership. All evolve FCU members have one vote, regardless of the amount on deposit. Our primary function is to serve our members and the community. evolve FCU returns its profits to its members by giving higher savings rates, lower loan rates, and additional services.
We invite all who live, work, worship, or attend school in El Paso County, Texas to take advantage of the services we offer!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154