Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley.
We established Big Valley Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure the loans that fit their unique needs at competitive rates and terms. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets of our business. We are honored to have earned the reputation of going “beyond the call of duty” to take care of each and every client, addressing their unique needs and concerns.
In 1997, our success allowed us to launch American Pacific Mortgage Corporation, the mortgage banking fulfillment and parent company to Big Valley Mortgage.
With branches located in Elk Grove, Fresno, Reno, Roseville, Sacramento, and Stockton, we are one of the largest and strongest independent mortgage firms in the country. In fact, according to the 2016 Mortgage Executive Magazine, we ranked within the top 15 largest independent mortgage banks in the United States!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154