High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
High Quality Mortgage was founded in 2015 by John V. Fornino and Matthew D. DiBrino.
John V. Fornino began his career in the mortgage Industry, in 2002 when he was just 21 years old. During that first year he was named Top Producer of the month 4 times and in 2004 was, just two years into his career, he was the number one producer. This is an accolade that he continued to carry throughout his career. In 2004 he took his talents to Citizen’s Financial Mortgage where he was in charge of day to day operations as well as managing and training a team in which he was a team leader. In 2008 John opened his own mortgage company, of which yet again he was the top producer for each year. John has an outstanding reputation as an intelligent and creative problem solver, always able to deliver on his promises.
Matthew D. DiBrino recently received his Mortgage Broker and Loan Originator’s License, however his 13 years as a practicing Real Estate Attorney, gives him a background that is unmatched in this industry. Having been on both the seller’s side and purchaser’s sides of real estate transactions for over 13 years, rarely a situation arises in which Matthew has not dealt with. As owner of his private law practice for the past 10 years, Matthew excels in personalized customer service and his strong attention to detail as well as his detailed knowledge of the recent changes in the Banking Industry laws and practices. Matthew has the hit the ground running having closed and funded over 5 million dollars in loans in first month in the industry with all very satisfied clients.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154