People, performance, relationships…the essence of Kearny Bank’s culture. It is an operating guideline for a Bank that is a bit different, a step above the expected. Member FDIC | Equal Housing Lender
We adhere to these core principles by employing and developing the best people. By accepting only premier performance fostered by consistent training, monitoring and appropriate incentives. By treating each customer with dignity while building solid relationships.
Since its founding in 1884 the mission has been “neighbors helping neighbors.” The Bank’s organic growth has been augmented by acquisitions of local institutions that maintain the spirit of true community banking,
Branch personnel understand the needs of residents and businesses because they are “neighbors helping neighbors.” Behind them, Kearny Bank offers highly qualified professionals with expertise in specific financial disciplines.
The Board of Directors and Administrators follow a disciplined business plan with a strong, conservative credit culture. The Bank has an A.M. Best Financial strength of “A” (strong); is rated one of the strongest banks in the nation by Bauer Financial Inc., named one of America’s Most Trustworthy Financial Companies for 2017 by Forbes Magazine and recognized by Forbes in the inaugural Best-In-State Banks.
Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner and make Kearny Bank your bank, For Today and For Tomorrow.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154