In 1936 J. Wesley Beasley opened the first office of Carolina Bank on Railroad Avenue in Lamar, Darlington County, South Carolina. Today, Carolina Bank serves communities located throughout northeastern South Carolina. And since its founding, four generations of the Beasley family have, and continue to manage the daily activities of the bank. J. Wesley Beasley’s idea, that the community is best served by a locally based bank that is in close touch with the needs and desires of the people it serves, is as true today in practice as it was in his first branch office in 1936.
Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve. As such, they are able to practice J. Wesley Beasley’s idea and make loan decisions quickly based on local economic factors along with personal or business circumstances. Carolina Bank’s managers and staff understand the people of South Carolina because they share a common heritage and values.
It is Carolina Bank’s mission to remain true to the ideal envisioned by J. Wesley Beasley in 1936, to remain family - owned and continue to provide locally based, community banking services now and in the future. Some traditions are just too good to change.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154