J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own. She prides herself on family and counts each client as just that, family. Due to this philosophy, and the hard work of her team, J Philips Mortgage, Inc. has earned a reputation as a top mortgage company by Best D Magazine, multiple years running, and earning the Five Star Mortgage Professional Award, Multi-Year Winner.At J Philips Mortgage, Inc. we want customers to be able to have confidence in the loan services we offer. We put confidence back in the mortgage process by offering:
Trained and Experienced Loan Officer
The Loan Officers at J Philips Mortgage, Inc. have an average of 10+ year’s experience negotiating the best loan terms and interest rates possible. They are also required to be licensed in Texas. Licensing requires passing a background check and completing a knowledge test. Maintaining licensure also requires continuing education every year, so our loan officers are always up-to-date on best practices.
Personalized Service
As a trusted mortgage company, J Philips Mortgage, Inc. makes it out mission to exceed customer expectations. We invite any and all customers to call in at any time they may have a question or just want to know where they are in the process of their loan.
Shorter Processing Time
We do the necessary homework to ensure we know what loans you will pre-qualify for, even before we take your information to our banks. This cuts down on red tape, processing time, and allows us to get to the closing date on schedule. We can usually have the entire process, from initial meeting to move-in, completed within 30 days, if not sooner.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154