Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.
By maintaining a vast network of banking relationships, we have access to the most favorable terms available for each specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lenders and private lending sources.
From Cooperatives to Condominiums, to Single-Family homes, Multi-Family homes, Mixed-Use properties and Commercial properties; we are experts at working with all property types. Our expansive list of programs includes FHA, Fannie Mae, Freddie Mac, Jumbo, Commercial, Reverse Mortgage and Home Equity financing.
At Giving Tree Lending, we embrace the most recent mortgage licensing standards set by the Nationwide Mortgage Licensing System and Registry (NMLS).
We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability, the structure of Giving Tree Lending enables an intimate, hands-on approach that is often times overlooked in today’s banking industry.
By maintaining scaled down overhead, our clients benefit from minimal closing costs and below market interest rates. Our commitment to client service guarantees our clients receive personalized service from a skilled mortgage expert who is dedicated to answering questions courteously, being accessible, returning phone calls promptly and closing loans quickly. The most up-to-date loan pricing and client management software enable us to facilitate every aspect of the mortgage process.
In these challenging economic times, GTL supports the consumer by providing low-cost financing options tailored specifically for each client.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154