Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders.
Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island Business College building at 212 North Locust Street in Grand Island. Buck and his staff of 3 began by providing savings accounts and home loans to area residents.
After moving for a short time to a building on Third Street, Home Federal Bank quickly outgrew the facility and in 1967 constructed a new "home" at our current Downtown location of 221 South Locust Street in Grand Island. A branch office was later opened on North Broadwell Street in Grand Island to help serve the growing northern area of Grand Island. The Broadwell Branch was combined into our Conestoga North facility in 1981 when it was built near the Conestoga Mall at 3419 West State Street. A multiple lane drive up facility was also added Downtown at 120 South Locust Street in 1985. Home Federal Bank expanded again in 2004 with the addition of the Southwest facility located at the intersection of West Stolley Park Road and South Webb Road in Grand Island.
On January 1, 2016, Home Federal Bank acquired Home Federal Savings & Loan Association of Nebraska. With the acquisition, Home Federal Bank acquired 4 new locations in Greater Nebraska. The acquisition of the Hastings, Holdrege, Lexington, and Superior locations expanded Home Federal Bank's network to 8 branches in 5 communities.
Today, more than 70 dedicated employees serve a growing customer base. By offering a wide variety of checking and savings accounts (personal & business), home loans, personal loans, business loans, investments services, online and mobile services and the convenience of numerous ATMs in Grand Island, we continue to meet the changing needs of our customers.
Today-Tomorrow-Together. We invite you to Build Your Future at Home.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154