On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us, and we are here to help.
“Westmoreland Community” got us to where we are today, and Pheple is taking us to where we will be tomorrow. The name change was a big step towards our bright future. Why? Well Pheple aids in the credit union’s growth by allowing us to welcome more people into our community. After all, we wanted a name that accurately represents who we are and what we actively stand for on a daily basis. People Helping People. It’s as simple as that.
People Helping People.
Here is where it all started. Back in 1951 Bell of Pennsylvania Telephone Employees established Bellco Employees Federal Credit Union, servicing employees and their families. This credit union ran as a success for 53-years. In 2004, the name of the credit union changed to Westmoreland Community Federal Credit Union to allow for greater expansion and growth. The charter changed from a ‘single common bond’ to a ‘community’ status which now allowed membership to be open to all individuals who live, work, worship, or attend school in Westmoreland County.
Our rise did not stop there. Greater Greensburg Industrial Credit Union merged with us in 2007. In that same year, our main office on Georges Station Road was renovated so that we could better service our members. Two years later, we opened a branch in Harrison City that still stands today.
Once again we continued our growth pattern. In 2010, Greensburg Community Federal Credit Union merged with us. Our financial literacy program really took off in 2013 whenever the Warrior Cash Stash student branch was opened in Penn Trafford High School. One year later, Penn Trafford Elementary and Middle School’s Save Day Program began. We are passionate about our youth and their financial knowledge. Also in 2014, WESTCO Federal Credit Union merged with us and expanded our member base. In line with financial literacy, another student branch was opened at Greensburg Central Catholic Junior-Senior High School named the Centurion Cash Stash.
2017 brought about Westmoreland Federal Employees Federal Credit Union merging with us. And the Save Day programs have not stopped yet. We have expanded the program to Mother of Sorrows School, Queen of Angels, and Mary Queen of Apostles. We are always looking to expand our financial literacy into more schools throughout the county and beyond!
In most recent news, we are now Pheple Federal Credit Union. We still hold strong to the same values and offer the same great products and services to each and every member. As we continue to progress, we want you to come along on the journey. We look forward to seeing you soon online, in person, over the phone, or all three!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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