UNIVERSITY LENDING GROUP Starting over 100 years ago from our humble beginnings as Newbury State Bank. University Lending Group continues that same tradition of customer service by being a full service mortgage bank. Our goal is to provide a comprehensive selection of competitively priced loan products to our customers through our loan production offices. Our products and services meet the needs of today's mortgage customers by providing a vast array of products not traditionally available to small community banks. Programs include Conventional, Jumbo, FHA loans, VA loans, 203K loans, Renovation Loans, One-Time Close Construction Loans, State-sponsored Housing Loans and USDA RD loans.
The mortgage department is owned and managed by seasoned mortgage bankers with over 100 years of combined experience. University Lending Group has surrounded itself with a very experienced and committed team that specializes in operating a mortgage department in a community bank environment.
Our mission at University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas and individuals. We are committed to understanding our customers' needs and strive to exceed them. We believe that succeeding in this endeavor provides long-term customer relationships, job satisfaction and financial reward to our employees, the Bank and its shareholders.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154