Sacred Heart Parish Federal Credit Union was chartered in 1940 by Father F.O. Beck with 25-30 charter members and a combined balance of $400-500.
Our success sprung from humble beginnings, born by those who shared a common mission. When a parishioner reached out a hand in need, we were there.
It mattered not if it were normal operating hours, nor if the transactions were conducted in a traditional business office setting. In fact, it wasn’t until 1975 that we became more than a sideline operation.
Father Beck’s vision continues to flourish today. We still provide financial services for members of Sacred Heart Parish and immediate family members. All who are related by blood or marriage are welcome to join.
We merged with Flatonia Federal Credit Union in February 1994. We’ve continued to serve members of Sacred Heart Parish in Flatonia, Texas since the merger, as well as those of small churches in the surrounding community.
And we continue to grow. We now have over 2, 600 members and assets of over $42 million.
Whether it’s advice on buying a new car or counseling on how to raise your credit score, we’re here for you.
We’ve known most members for many years and have seen their families grow, and now their children and grandchildren come to us for their financial needs. The trust placed in us is passed down from generation to generation. We work to maintain that trust through the personal attention we give each and every person who walks through our door.
Those we serve know us, too. The faces behind the counter today are the same ones you’ve seen for over 10 years. This isn’t a job to us. It’s a place we gather to help our neighbors prosper.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
