Established in 1957 as Shenango Valley Teachers FCU by a group of Sharpsville Area school teachers, Mercer County Community FCU is not just for teachers – today, we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members to the best of its ability by offering competitive rates on all services while maintaining growth and financial stability. It is federally chartered and regulated by the National Credit Union Administration. Your deposits are fully insured up to $250, 000 by the NCUA.
To join, all you have to do is open a share (savings) account and maintain a balance of $5.00. The $5.00 is your share in the ownership of the Credit Union. As long you maintain that membership requirement you are a member and an owner of the credit union and eligible for all the services offered. To be able to join, you, or an immediate family member*, must live, work, or worship in one of the following counties: Mercer, Lawrence, Venango or Crawford in PA or Mahoning, Trumbull or Mahoning in Ohio.
*Definition of “members of their immediate families” includes spouses, children, legally adopted children, foster children, mothers, fathers, brothers, sisters, grandmothers, grandfathers, mothers-in-law, fathers-in-law, brothers-in-law, sisters-in-law, and all children of the above. Also, anyone living in the same household, not necessarily a relative.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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