Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors.
The LDC is a nonprofit 501 (c) (3) public benefit corporation. It is licensed by the Department of Business Oversight of the State of California under the commercial finance lender statutes (CFL). The LDC holds the designation of Community Development Financial Institution under the U.S. Department of Treasury and California Department of Insurance. This status allows the LDC the opportunity to provide regulatory credit for community reinvestment act purposes to financial institutions and insurance companies.
The LDC offers access to capital and community development investments to its clients - both borrowers and investors. Our variety of borrowers ranges from start up, emerging, dynamic mid-size businesses and nor profit organizations while our investors includes commercial banks, community development loan funds, socially responsible investors, government programs and faith based organizations. We couple our delivery of capital with high-quality advisory services to provide market-driven priced capital and the best financial solutions available in the markets we serve. Our demonstrated ability to merge capital access, profitable community development investment and financial advisory services to deliver impactful and comprehensive solutions to the most complex community development financing problems in the low income and distressed neighborhoods makes the LDC a much sought after partner.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154