Since 1935, the story of Community First has unfolded from our launch in a high school basement as the Duval County Teachers Credit Union, to an 19-branch, more than 153, 000-member financial institution open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com.
For more than 80 years our growth has occurred alongside industry developments ranging from the introduction of telephone tellers and ATMs to online account management and mobile banking. With advanced technology, member trust and the strategic direction of the credit union’s leadership, Community First has evolved and grown into the billion-dollar organization it is today.
We take great pride in our support of the local community and our continued investment in Northeast Florida’s schools and the educators who work within them. We believe our sound business principles and efforts to further financial education can help improve life in our community. Our competitive, quality products have always considered our members’ best interests and positioned us to provide a wide range of financial services for you, your friends and family – and even the small business down the street.
Our story is rooted in a commitment to investing in the community and founded on the principle of being our members’ most trusted advisor in financial matters. We are proud to serve the First Coast and look forward to providing you an unparalleled banking experience for years to come
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154