Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office. The credit union’s field of membership was again expanded on April 9, 1987 and remains today to include persons who reside or work in that part of the City and County of Honolulu, Hawaii designated by the U.S. Bureau of Census as Census Tracts 101, 102.01, and 102.02. These Tracts are known as the Koolauloa District and includes the towns of Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa.
Kahuku Federal Credit Union is designated as a low income credit union and this designation enables us to provide services to the many so-called “gap” group individuals who find it difficult to receive financial services from the banks and savings banks on the north and northeast areas of the Island of Oahu. We pride ourselves in not only providing the needed services and products, but also in giving members the opportunity to talk to us in person about any financial issue that concerns them.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154