Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way.
So in 2005, he decided to do something about it, and after filing for his business license and hiring a small staff, Keystone Mortgage Group opened for business in February 2006 in Knoxville TN.
His goal? To provide the people of Tennessee with a mortgage broker that isn’t just a loan store, but an ally, advocate and friend. He strives to provide each and every customer not just with a mortgage that fits their needs, but to guide them through the process and give them the personalized service everyone deserves. After all, mortgages can be tricky and difficult to understand. But the mortgage professionals at Keystone Mortgage will assist you throughout the entire process, explain every detail and provide an unmatched level of customer service.
That vision has resonated with hundreds of Tennessee’s families. Keystone has grown every year since it opened, with 2015 serving as its best year so far. Find out what hundreds of Tennessee families have already learned—Keystone Mortgage provides the best mortgage experience in the state
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154