At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.
Focused On You
Whether you’re an individual looking to open a checking and saving account, or you need robust accounting services to support your small business, our team at 21st Century Bank is small enough to know you and big enough to help you reach your financial goals and beyond. We do this by focusing on you, your personal and business aspirations, and then we tailor our services with recommendations we believe will help you take the next step forward.
Community Banking Success
Ranked as one of the top five lenders in Minnesota, being a leader means we’re also focused on community. One of our greatest pleasures is helping small businesses across the state start, grow and prosper through smart, robust, modern banking services. We also wouldn’t be the bank we are today without the individuals and families who choose to trust us with their personal banking needs.
So when people ask us who we are, well, that’s a tough thing to answer. Because for everything that we are, it comes down to just being thankful to you. Our customers. Our clients. Our community partners.
21st Century Bank has locations in Rogers, Loretto, Minneapolis (Riverplace), Ham Lake, Blaine and Lilydale, and Roseville. Proudly serving the community for more than 100 years
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154