Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out and finds the best wholesale lenders that fit your specific needs.
Everything you may think about working with a broker could be the exact opposite with respect to the speed of the process, the cost, the interest rates, and everything in between. A broker is the client of the wholesale lender just like you are a client to us, and when you’re the client, you’re in the drivers’ seat, so we know the feeling and it’s a good one!
Interest rates, speed and access to loan products are what separate Mr. Swanson Mortgage from every single major bank who offers mortgages, every credit union that offers mortgages and everyone that works as a direct lender. Just look at the costs when you work with your bank and your direct lenders. This fee, that fee, oh and that fee…we know the feeling! We have one fee and that’s the cost of underwriting your file that the wholesale lender charges to you. There’s no ‘origination fee’, there are no ‘points’ (unless you buy down your rate), and you get to see exactly how much we make originating your loan. Ask your bank or your lender how much they are making on your loan, and you’ll get answers six ways to Sunday. Mr. Swanson is transparent about everything.
With 15 years of experience, we’re ready to get you under contract and to closing or your application in to refinance, and get it done quickly and with as little pain as possible!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154