At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our members the financial support they need.
Fast-forward to today…with three local branches, a new name, assets over $70 million, and over 8,000 members our focus is unchanged: helping our members achieve their financial dreams. As our member base grows, our service offerings continue to expand to meet changing needs. Although our community has expanded from the Fisher Body Division of General Motors to now include all of Grant and Wabash counties, as a not for profit credit union, Afena has remained true to our roots. We don't exist to earn money for shareholders, we exist to give our members what counts most in life - freedom, pride, and an enduring legacy.
In 2019 Afena was certified as a Community Development Financial Institution (CDFI). As Grant County’s only CDFI, Afena is mission-focused on increasing financial inclusion among the under-served and financially challenged individuals in our community. With the support of our many community partnerships, we continue to develop products, services, and programs that are specially designed to empower low-income and financially underserved people and families and help them enter the financial mainstream
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154