First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.
In 2001, the bank opened its first branch office in Mayfield and expanded its footprint beyond Mayfield and Graves County when it acquired the banking offices in Muhlenberg and Ohio counties. The bank also changed its name to First Kentucky Bank to reflect the excitement of one of Kentucky’s fastest-growing financial service organizations.
The openings of two beautiful banking facilities in Bardwell and Grand Rivers in 2007, and the new Benton Office in 2011, are proof positive that the entrepreneurial spirit of our founders is alive and well at First Kentucky Bank. In 2012, we combined the Hartford and Beaver Dam offices and opened a new facility in Beaver Dam. We have grown from that one office at the corner of 7th and West Broadway over a century ago to an institution with over $520 million in assets with ten offices in six counties (Graves, Carlisle, Marshall, Livingston, Muhlenberg, and Ohio) of western Kentucky.
While we are extremely proud of our history, our focus is on the future and adapting to the ever-changing financial environment.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154