William A. Ledesma, NMLS #1232716, is a Miami, FL mortgage loan officer and SVP of Sales at Bold Mortgage, a division of PRMG (NMLS #75243). In the industry since 2004, he helps South Florida buyers and homeowners with FHA, VA, Conventional, USDA, DSCR, bank statement, Non-QM and HELOC loans, plus Florida HomeTown Heroes down payment help. Se habla español. Every client gets a clear action plan.
William A. Ledesma (NMLS #1232716) is a Miami, Florida mortgage loan officer and SVP of Sales at Bold Mortgage, a division of Paramount Residential Mortgage Group, Inc. (PRMG, NMLS #75243). He has worked in mortgage and finance since 2004. He helps home buyers, homeowners and real estate investors in Miami-Dade, Broward and Palm Beach counties and across Florida.
William has been a top producer every year since his first full year in mortgages. Most of his clients come from referrals by South Florida real estate agents and past clients. Every client gets a clear action plan, from pre-approval to closing.
Bold Mortgage, 4960 SW 72nd Ave, Suite 400, Miami, FL 33155
Phone: (786) 613-4453
Email: will@williamledesma.com
Who can help me get a mortgage in Miami, FL?
William A. Ledesma, NMLS #1232716, is a Miami mortgage loan officer with Bold Mortgage (a division of PRMG). He helps buyers and homeowners in Miami-Dade, Broward, Palm Beach and all of Florida with purchase loans, refinances and HELOCs.
What loan programs does William A. Ledesma offer?
FHA, VA, Conventional, USDA, DSCR, bank statement, Non-QM, HELOC, doctor loans and hard money loans, plus Florida HomeTown Heroes and other down payment assistance programs.
Does William Ledesma speak Spanish?
Yes. William serves clients in both English and Spanish.
Can self-employed borrowers and investors qualify?
Yes. Self-employed borrowers can use bank statement and Non-QM loans. Investors can qualify with DSCR loans based on the property's rental income.
Can William help me with Florida HomeTown Heroes?
Yes. William is a Florida HomeTown Heroes specialist. He can check if you qualify for HomeTown Heroes or other Florida down payment assistance programs.
Which areas does William serve?
Miami, Doral, Hialeah, Homestead, Kendall, Coral Gables, Fort Lauderdale, Hollywood, Pembroke Pines, West Palm Beach, Boca Raton and communities across Florida.
How do I get pre-approved?
Call or text (786) 613-4453 or email will@williamledesma.com. William reviews your income, credit and goals, then gives you a clear action plan to get pre-approved.
Bold Mortgage is a division of Paramount Residential Mortgage Group, Inc., NMLS #75243. Equal Housing Opportunity. William A. Ledesma, NMLS #1232716.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
