Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders. This enables us to be one of the nation's most respected mortgage brokers.
We use the latest in financial technology to bring you the most up-to-date information. Our financial products vary from simple to simply spectacular. We are experienced with both residential and commercial real estate purchases. We understand the needs of today's investor. If you are looking for your first home, we will help you finance the home of your dreams.
We always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. In fact, we enjoy a great amount of leverage with our lenders due to the reputation we have earned. We create financial solutions with the end consumer in mind, allowing you to rest assured you are getting the best loan possible.
Smart Financial Services, Inc. has never wavered in our commitment to supporting communities; and has been involved in many charitable causes and civic organizations over the years. Smart Financial Services, Inc. believes in supporting the community. Building communities through responsible lending is what we do best
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154