First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee. Extending this philosophy, First Vision Bank opened the Manchester office in April, 2008.
First Vision Bank became profitable in 2009 and profits have grown steadily since. In August, 2011, First Vision Bank broke ground on our permanent facility in Manchester. The Board and Management of First Vision Bank are convinced southern Middle Tennessee is a vibrant and growing area, and the Bank is on solid financial footing offering products and services to meet the needs of the communities we serve.
Our tag line “Local Partners, Personal Solutions” expresses what the Bank is today: a local community bank with over 900 shareholders, the majority being residents of Franklin and Coffee Counties, serving multiple communities. The Bank’s goal is to be a partner in assisting individuals and businesses in meeting all their financial needs. We believe our customers’ needs can best be met by personally meeting and offering solutions that individually suit the needs of each request. At First Vision Bank we have created the place where you can imagine the best for your finances, a place that will help you fulfill those dreams. When it comes to your financial success, we are not afraid to roll up our sleeves and to do the work it takes to make your priorities a reality.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154