Union History
The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio. At that time, the name was changed to Hoover-Community Federal Credit Union.
After an extensive study, the Board of Directors, with guidance from the National Credit Union Administration (NCUA), made a decision to change the credit union’s name again in 1996. The new name became First Ohio Community Federal Credit Union. The intention was to clarify who was eligible to become a credit union member. In 2001, the charter was changed again to include anyone worshiping or attending school in North Canton.
Early in 2003, First Ohio Community Federal Credit Union applied to NCUA for an expanded field of membership. In July 2003, our credit union was awarded the approval to provide financial services to anyone who lives, works, worships, or attends school anywhere throughout Stark County.
Our rules, regulations, policies, and procedures are intended to benefit and protect both the Credit Union and its members. Being a Federally Chartered Credit Union, NCUA is the responsible regulator. A benefit of the federal charter is funds are insured to at least $250, 000 per member through the National Credit Union Share Insurance Fund (NCUSIF) and backed by the full faith and credit of the United States Government.
The Board of Directors, Staff, and Management of First Ohio Community Federal Credit Union would like to welcome you as a credit union member.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154