The Niagara Regional Federal Credit Union was chartered in May 1939 by a small group of teachers who had the need and foresight to establish a not-for-profit financial institution owned by its members. From these humble beginnings the founders probably didn’t conceive that their seedling, restricted to just savings and loans, would blossom into a 34 million-dollar institution, offering a wide array of financial services to its members. This did not happen by accident. Many dedicated volunteers and leaders with vision moved the credit union from a paper and pencil enterprise located in a variety of rented locations, to a fully computerized business operating out of its own building. While expanding, our credit union has maintained our service to members in the most efficient manner while retaining the personal touch. We benefit more than twenty-seven hundred members and have assets exceeding $34, 000, 000.00. We are always looking for new and innovative ways of serving our members and helping them achieve their financial goals
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154