Ontario Public Employees Federal Credit Union was founded on May 18, 1959, by a group of Ontario city employees for their mutual financial benefit. At first they operated the credit union out of the trunk of the Treasurer’s car and later moved the fledgling financial institution into the manager’s garage. When the new Ontario City Hall was built in 1979, OPEFCU finally acquired a real office in the basement of City Hall, its home for the next 14 years. In November of 1993, the steadily growing credit union relocated to its present spacious office at the corner of “B” Street and Laurel in Ontario.
OPEFCU is a federally chartered, full-service financial institution owned entirely by its members. It is managed by the Board of Directors, Credit Committee and Supervisory Committee. Board and Credit Committee members are elected by the members, and Supervisory Committee members are appointed by the Board. As an OPEFCU member/owner, you may run or volunteer for office, if you choose. Except for the Credit Union’s paid staff, all positions are voluntary and unremunerated
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154