Our main office is located in Central Florida, however we have individual mortgage loan specialists througout the state that make up a team of professionals that advocate for you by securing the best in financing anywhere in the beautiful State of Florida. Whether you are buying a primary residence, second home, or simply refinancing, we offer a suite of competitive lending options that cannot be found at local banking institutions (and with far better personalized service!)
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates along with the latest in technology which results in better underwriting decisions and faster closings.
Our team of mortgage professionals is able to leverage several lendering sources which allow for “out of the box” underwriting for those clients that have unique circumstances such as:
Complexities of self-employment
Bank statements used as income qualification in lieu of tax retruns.
Recent derogatory housing events (Bankruptcy or foreclosure less than two years)
Our team of mortgage specialists understand the complexity of the mortgage industry and the importance of working closely with each client to identify their unique needs. Each team member focuses on working one-on-one with their client to help them identify the product that will best serve their needs. Our multi-llending platform combines several years of lending experience and allows us to leverage 1) Aggressive pricing, 2) Personal in-house service, 3) More lending options than the big banks or large internet lenders
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154