In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking offices from central Alabama to Florida. A rare breed in today’s climate of “big is better”, UnionState has remained true to the timeless idea that “you can’t be all things to all people, but you can closely define your customers and serve them and their communities with the utmost in contemporary banking products, services, and technology.”
In community banking, stability, growth, and a good measure of consumer confidence is important. Being successful in the communities we’ve proudly served for one hundred and sixteen years makes us extremely proud and humble. More importantly, our customers have grown to depend on us and trust us to be here for their personal needs.
UnionState offers the latest in technology, such as full-service internet banking, but continues to stress the importance of personally knowing the customer with one-on-one service. UnionState can also assist its customers in obtaining a wide range of related financial products including insurance, loans, and personal investment services.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154