Texas Mortgage Financing your home is a big deal and can be a complicated process. For many people, the home financing process can also be overwhelming. As your Loan Originator, I will walk you through every step of the way to make it easier for you and get you a secure home financing.
I am not a smiling face of an institution who simply accepts an application that the borrower has filled out and hand it to the underwriting department. I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process.
Many borrowers accept mortgage lender’s word as law, but getting a second opinion on your mortgage is always a good idea. Obviously getting a lower interest rate is important, but even if one broker has lowest interest rate you can find, that doesn’t mean it is the best mortgage for you. There are other important decisions that you might want to consider, whether your goal is to lower your down payment to have extra money, or pay off your loan in 15 years rather than 30 years, or you are better off with adjustable mortgage rate.
If you are not being asked these simple questions, second opinion would might not harm. Even if you you’ve been pre-approved for a mortgage, you can gain a better understanding of what’s available to you by getting a no-cost, no-obligation second opinion
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
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