1. Niche Products
Onyx Capital Lending specializes in non-QM investment property financing including DSCR loans for buy-and-hold rental properties, fix & flip bridge loans with construction holdbacks, ground-up construction loans, commercial bridge financing, multi-family investment loans, and foreign national investment property loans. We structure complex deals that traditional lenders won't touch — including dual-loan structures, blanket loans, and sub-620 FICO scenarios.
2. Reputation
Onyx Capital Lending is known for speed, transparency, and direct access to decision-makers. Borrowers and broker partners consistently cite our responsiveness and our ability to find creative solutions for deals with challenges — whether it's a rural property, a short timeline, a low credit score, or a complex entity structure. We don't just say yes or no — we find a path.
3. Experience
Based in Providence, RI and lending across the Northeast and beyond, Onyx Capital Lending has helped real estate investors at every level — from first-time flippers to seasoned portfolio builders managing millions in assets. Our principal brings hands-on deal structuring experience across residential, multi-family, and commercial investment properties.
4. Area of Expertise