Established in 1912 in Ralls, Texas and currently headquartered in Dallas, our rural roots gave us a strong foundation. While keeping those small-town values, we’ve expanded our footprint to operate 14 locations throughout Dallas, Austin, Fort Worth and West Texas.
One of Texas’ fastest-growing banks with asset growth approaching 550% in the last decade, Vista broke into the Top 100 Texas Banks by asset size in 2018.
Acting as the Amazon Prime of the CARES Act, Vista was one of just 13 original Texas banks to participate in the Main Street Lending Program aimed at providing capital to mid-market companies during the pandemic. Underwriting and funding 80 loans at over $775mm, we finished 2020 as the largest Main Street lender in Texas and the second largest lender nationwide.
With a rich 109-year history of entrepreneurs banking entrepreneurs, Vista operates more like a start-up than a traditional bank; offering innovative solutions for personal and commercial clients alike, while never sacrificing our top priority - People First
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154