Georgia Power Northwest Federal Credit Union (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
Currently, we have over 40 Select Employee Groups whose employees are eligible to join! In addition, immediate family members of employees are eligible to join, even if the employee isn’t a member! This means we are not exclusively for Georgia Power employees; we may be able to serve you too!
At Georgia Power Northwest Federal Credit Union, you'll find a variety of savings and lending services, but you will also find additional benefits that other financial institutions just do not offer – like the peace of mind that comes from knowing you are our top priority. When you become a member of GPNWFCU, you not only become a member, you become one of the owners of the credit union.
Our primary mission is to provide convenient savings and low-cost loans to our members - not to make profits for ourselves. Earnings over and above the required reserves are returned to members through higher savings rates, lower fees, and competitively low loan rates.
Although Georgia Power Northwest FCU is located in Northwest Georgia, we service members Nationwide. We are continually looking to provide innovative ways for our members to access GPNWFCU from anywhere!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154