Mr. J. B. Randall was elected Chairman and W.W. Roller was elected Secretary of the Committee to proceed working on a charter. There were nine directors elected from the shareholders present at a meeting held on November 4, 1886, and so was the beginning of High Country Bank. The original bank was called the Chaffee County Bank before forming a Building Society and chartering Salida Building & Loan Association.
In 1937, the Association applied for and was granted the right to insure savings accounts by the Federal Savings and Loan Insurance Corporation and became a member of the Federal Home Loan Bank of Topeka.
One of our earliest locations was at 132 F Street, Salida, however in 1971 the association purchased the property where the Downtown office is now located. Construction of the new facility started in November of 1973 and was completed and occupied in June of 1974.
In December of 1997, the institution converted from a locally owned institution to a public stock owned institution and is still traded under the ticker symbol HCBC. On February 15, 2000, to better reflect the areas we serve, our name was officially changed to High Country Bank.
In April of 1999, the Bank started construction on a new bank building on Highway 50, in Salida and was completed and occupied in April of 2000. It is presently the home office of the Bank. The Downtown branch still operates out of the 130 W. 2nd location. In 1996 the Bank opened a branch in Buena Vista, Colorado and subsequently built our current full service branch facility at 516 Hwy 24 North, Buena Vista, Colorado. In September of 2001, the Bank opened a loan production office in Cañon City, Colorado, and in July of 2005, a new building was remodeled and completed for our full service branch in Cañon City at our current location of 150 N. Raynolds Avenue.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154