EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products and services. They rely on the bank to be here today AND tomorrow to fund customer loans and help them achieve their business goals and objectives. EnerBank is the bank of choice, we are reliable, professional, and we produce results.
Home Improvement Contractors
Home improvement contractors throughout the U.S. have increased sales by advertising and offering our unbeatable choice of financing and payment options to all of their prospective customers. So, when you do the same thing, you too can increase sales, leads, close rate, and job sizes while building a stronger bottom line. Even cash buyers will spend more when offered a choice of financing and payment options. In addition, the loan application and funding process is quick, easy, dependable, and secure.
Manufacturers, Distributors, Franchisors, Member and Trade Associations, and Major Retailers
EnerBank’s private-label loan programs provide your dealers, members or branches an unbeatable choice of financing and payment options to increase their and your sales. Home improvement lending is all that we do. Our commitment to the home improvement industry is legendary and has led to longstanding relationships and phenomenal results. When you make a branded and customized program available to your dealers, members or branches, they will increase sales by generating more leads and achieving higher close rates, and bigger jobs. As a result, you too will hit your sales objectives, grow your revenue, and increase market share. For those organizations that have a network of dealers or members, you’ll attract and retain top performing dealers.
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Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154