Every big idea begins with a dream. Some of the biggest ideas of all--those that have improved the way the world works and plays using computer technology--were dreamed up in garages right here in Santa Clara County. Did you know that CommonWealth Central Credit Union was also born in a local garage?
In December 1958, Frank and Grace Coombs converted their garage into the first branch of what is now CommonWealth. The credit union operated in that space for some 13 years. Based on the principles of trust, responsibility and local pride, CommonWealth was established to help fellow members-primarily working-class families in the Santa Clara community-reach their financial goals. Over the past half-century, our principles have remained unchanged.
Today, CommonWealth offers a full range of financial services available at four local branch locations and convenient no-fee access at any CO-OP ATM.
Whether your dreams involve remodeling your home, restoring a muscle car or putting a new vehicle in your garage, CommonWealth is here to help. As a member-owned credit union, trust us to support your financial needs with competitive loans and savings products and genuine interest in your financial well-being.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154