Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer.
A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
And, unlike these lenders, he takes on tough loans: home buyers with less than excellent credit.
Earlier this year he closed a Loan with the homeowner having a 517 Credit Score. These other lenders require a 620 or above just to talk to you.
Chris is known as an FHA Czar and is among the top loan originators in Florida for FHA loans. Be it 203K Rehabs, HUD $100 Down Homes, or $0 closing costs. He is also adept at getting self-employed homebuyers approved.
Chris has the experience and the relationships with the underwriters to get even most credit-challenged home buyers approved and to closing.
He gives full service to ALL customers, from the beginning until well after closing.
Many customers call him “likable” and include multiple realtors, other loan officers, several underwriters, and entire families who have sent their siblings and children.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Chris Luis can help you take that first step toward a financial solution.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154