Georgia Heritage Federal Credit Union is one of the oldest locally owned financial institutions in the Savannah Metropolitan Area.
What began on April 15, 1940, as the Union Bag Federal Credit Union became Union Camp Savannah Federal Credit Union in 1966 and finally Georgia Heritage Federal Credit Union in 1999. We expanded further in 2006 when the Credit Union received its community charter, giving us the opportunity to serve anyone who lives, works, worships, or attends school in Chatham, Effingham, and Bryan counties and their immediate family members. Today, we take pride in our continued growth as a premier credit union in Georgia.
The Credit Union's original building continues operations at 1085 West Lathrop Avenue in Savannah. In 2012, we opened our Pooler branch at 102 Park Avenue. In 2014, our third branch opened in Savannah located at the corner of Stephenson Avenue and Habersham Street. In 2018, our fourth branch opened in Rincon, GA on Hwy 21.
Because we believe our members should have the knowledge and resources to make the best decisions for their future, our vision is to provide the highest quality financial products and services through innovative technology and education for our members and the communities we serve.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154