Four employees within the Cryovac Division of W.R. Grace & Co. in Simpsonville, S.C, raised the concern of their fellow employees that they did not having fair and affordable access to credit and other banking services. Our not-for-profit financial cooperative was quickly founded around that theme.
While times have changed greatly since 1959, one thing remains the same: Our dedication to providing fair and affordable credit and financial services to our members. Today we have offices serving Sealed Air employees in Iowa Park, Texas as well as Simpsonville and Duncan in South Carolina. In 2016, we opened our first off-site location on Main Street in Duncan, SC. This allows us to better serve our members and expand our service to include Town of Duncan employees and their families.
We are totally owned by our members, with an elected Board of Directors made up of our local fellow members. The Board of Directors, along with the Supervisory Committee, volunteer their time and expertise to make this financial cooperative the best it can be.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154