Home Financial Group was established on July 11th 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. The dark years of 2008 and 2009 proved as a valuable test, where 80% of all Mortgage institutions were consolidated or forced to close their doors.
Downfalls can be viewed as opportunities. HFG began focusing more on niche clients, such as; FHA and Fannie Mae eligible clients and Foreign Nationals looking to invest in Florida real estate, but needed portfolio type of financing. We established ourselves as the premier Mortgage Professionals helping Foreign Nationals invest in the real estate market. Becoming a Lender in 2012 opened up new opportunities for us to further assist our clients. We offer clients the best rates and loan terms available in the market and have a dedicated local team in South Florida with the expertise and market knowledge to guide our clients through the home buying Journey; in person, via phone or video.
HFG uses a unique approach; we make you feel like family but we are also very professional in what we do, we have a “hands on” personable approach and use technology to make the process more efficient.
“Sucipere et Finire” ( Latin) is our motto, which means, “to undertake and to conclude”. We pride ourselves in not only providing the best customer service, to not only our clients but our Realtors, Insurance, Title Company and other valued partners we work with.
The future looks bright for HFG, we have been industry leaders for 15 years, have survived the brutal 2008 crash and are looking onward towards the future.
By joining the HFG family and working with us we promise to always be available – we pride ourselves in communication-, have our clients’ and partners’ best interest in mind and most of all to “undertake and to finish
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154