The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia.
In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge and it's always, "Yessir" and "Thankya, ma'am." We know our customers, their children, their parents and in most cases their grandparents, " says Peoples Bank President Henry Persons, whose family has owned the bank for the past 130 years. "We call you by your first name when you come through the door, get up and shake your hand and have a real conversation.
Some parts of the town still roll up the sidewalks early on some weekdays, but according to Henry, we are a 24x7 bank when folks really need it. "We're an anomaly. You couldn't take what we do and do it anywhere else. The reason we're still here is the people who live here still want us to be."
We are putting your money to work in your community. It is good to know a bank that is stable and strong, on sound footing, is well capitalized and best of all, is ready, willing and able to lend money to deserving customers. We are community bankers and understand the value of exceptional customer service. We welcome all those who are looking for a personal, straightforward approach to banking.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154