We specialize in making Residential, Commercial, Fix & Flip and Probate Hard Money/ Private Equity Loans to Borrowers who have credit issues, difficulty proving their income or have had their mortgage applications turned down by the Big Banks. Most of our Borrowers receive their funds in less than 2 weeks.
We offer extremely competitive rates and terms while providing prompt and professional service to our Borrower and Investors.
We represent and arrange funding from Private Investors, Private Pension Plans and Mortgage Funds. We employ an experienced staff of professionals to process, underwrite, fund and arrange servicing of our Borrower’s mortgage loans.
We’re not a bank and we’ll never think like a bank. We don’t put our Borrowers through months of requesting one document after another, like so many other lenders do to their Borrowers, and then never fund the loan. We tell our Borrowers right up front if we can fund the loan and we’ll close the loan in 1 to 2 weeks.
Even if you’ve been turned down by your bank and you don’t think you can get a mortgage loan, we should be able to get you the financing you need.
If you have less than perfect credit, or just need money fast, and have equity in California real estate we can help you. If you have problems proving your income or you’ve been in business for less than 2 years we can also help you. We always go the extra mile to get our Borrowers the money needed.
Our company has been funding Hard Money/Private Equity Loans since 1986. We’re always available to answer any question or to assist our Borrowers at any time. We’re a make sense lender, and we put our Borrower’s needs first and we always go the extra mile to get our Borrowers they money need. We focus on solution not problems
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154