Bridge Financial is a private lender specializing in short-term commercial real estate financing. We fund bridge loans, hard money loans, fix-and-flip loans, and ground-up construction — with fast approvals and flexible terms tailored to investors and developers. Based in Tempe, AZ, we serve borrowers across the Phoenix metro and beyond. Whether you need to close quickly, need a lender who understands complex deals, or can't qualify through conventional channels.
Bridge Financial is a private commercial real estate lender based in Tempe, Arizona, providing direct financing to borrowers and brokers throughout Arizona, the Southwest, and other select metropolitan markets. We specialize in bridge and short-term commercial real estate loans, with in-house underwriting that allows us to move quickly and give borrowers clarity early in the process.
Our reputation is built on speed, reliability, and follow-through. Brokers and borrowers work with us because when we commit to a deal, we close it. The Bridge Financial team brings deep, hands-on experience across property types, loan structures, and exit strategies — from acquisition and refinance bridge loans to construction-to-permanent financing — with a focus on practical, creative solutions for deals that don't fit a conventional box.
We pride ourselves on being responsive and straightforward to work with: no unnecessary red tape, no disappearing acts mid-deal. Whether you're a broker looking for a dependable funding partner or a borrower who needs capital fast, Bridge Financial is built to deliver.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
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