Pacific Financial Mortgage and Real Estate Inc., has worked in all aspects of the mortgage banking industry for well over 15 years. She started her career working in the Correspondent Lending division of the industry, for one of the largest lending institutions at the time. After learning the ins-and-outs of the mortgage business she and her partners founded Pacific Financial Mortgage and Real Estate Inc., located in Westlake Village, CA.
She personally has had her hands in the processing of every loan that has gone through Pacific Financial. She takes pride in knowing the lender guidelines, client’s needs, and problem solving to put them together for the perfect loan scenario for each client and their family. Her passion for always doing her best for her clients and brokers she works with is what has helped keep her company going through the ups-and-downs of the industry. Victoria brokers and personally processes each of her client’s loans from start to finish, making her their single point of contact throughout the process. She understands how personal the home financing process is and therefore walks her clients through each step of the way. She treats her clients like family and based on client testimonials, they often feel the same way.
Victoria loves to travel and has traveled around the world including Europe, Asia and Africa. She enjoys experiencing firsthand the different cultures and customs around the world. She has a passion for snow skiing and surfing and feels life should be lived to the fullest! This same attitude and passion for doing her best has come out through her client relationships, her personal relationships with the banks she works with, and her overall knowledge of the lending industry. She believes a positive attitude will always attract a positive outcome!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154